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Money

Your money. Your agent. Your terms.

One puts an agent in front of your money — on the phone you already own, behind the identity you already trust. It doesn't replace your bank. It works with the bank and payment apps you already use, acts only on your nod, settles IOUs between people you trust, and writes every move to a ledger only you can read.

Name your OneWhat you can delegate
For every human with a phone

If you have a phone, you can have a One.

No new bank, no new password, no new identity. Sign in with Apple or Google and your biometrics, and your agent is ready to work — for everyone, not just the few.

📱 Anyone with a phone

No new account to invent

If you have a phone and an Apple or Google ID, you can have a One. Sign in with the identity you already carry — unlocked by your face or fingerprint — and your agent is ready.

🌍 Built for everyone

Every life, every wallet

From a first paycheck to a family's finances to a practice's books — the same agent, shaped to you. Personal supercomputing for every human, not just the few.

🔑 You hold the keys

Your identity, your consent

Your One acts on your say-so and stops at your word. Nothing touches your money without your nod, and every move is logged to a ledger only you can read.

How One works with your money

An agent for your money — never the keeper of it.

🏦 Works with your bank

Not a bank — an agent in front of one

One doesn't hold your money or replace your bank. It works with the bank and payment apps you already authorize, so your agent can see what you allow and act only when you say.

💳 Pays on open rails

Agent-native payments

When you ask it to pay or buy, your One transacts on open commerce rails (UCP) — and writes a receipt to your ledger. Portable by design, never locked to one store.

🤝 Settles IOUs

Money between people you trust

Track what you owe and what you're owed — your own accounts receivable — between the people you trust, and settle in a tap on the rails you already use.

🧾 Receipts, not surveillance

Every move on your ledger

Every transaction is consent-gated and written to a transparency log only you can read (PCHP). Your financial life works for you — never sold, never shared without your tap.

IOUs · your accounts receivable

Money between people you trust, finally simple.

An IOU is just a promise with a memory. Your One keeps that memory for you — what you owe, what you're owed — between the people you trust, with consent and a notification on both sides (PCHP), and a tap to settle on the rails you already use. Your personal accounts receivable, held by you.

Owed to you
$120.00
from a friend · dinner, last Friday
Remind · or settle in a tap
Both ledgers agree. Nothing moves without both nods.
An IOU lives on your ledger and theirs, by mutual consent — settled on rails you already use.
Honest about where we are

On the roadmap, built the right way.

One is not a bank, and we don't hold your money. The money agents — banking, payments, and IOUs — are on the One roadmap, built on open rails and your consent, with a receipt for everything. We'll say a capability is live, or authorized, only when it truly is.

See the roadmap →How we keep it private →

Put an agent in front of your money.

The phone you own, the identity you trust, an agent loyal to one party: you. Free to start, and never the keeper of your money — only its agent.

Name your OneInstall One — freeHow One stays private

One is a product of Hushh Technologies Corporation (brand: 🤫 “hussh”), an independent company. One runs on third-party silicon, systems, and cloud; all company names are used solely to describe the platforms on which One software runs. Hushh Technologies is not affiliated with, endorsed by, sponsored by, or partnered with any company named.

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