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🤫 One Card

One card your Agent spends on. Rewards and investments, in one place.

The 🤫 One Card is the primary card your Private Agent One uses - a co-branded card, issued with our banking and credit partners, that keeps every agentic purchase on one card with per-agent limits and a receipt for each move. Rewards, points, spending, and, for Fund A customers, your investments all live in one honest picture.

Join the waitlistHow One handles money
🤫 One Card
Founders 1024
Agent-authorized
Per-agent limits · a receipt for every charge
Debit + Credit
Cut metal · 1 of 1024
One card. Every Agent purchase, one clean trail - and, for Fund A customers, your portfolio right beside it.
Working backwards from you

Your Agent should spend on one card - yours.

Today, agentic spending sprawls across whatever card happens to be on file. That loses rewards, muddies your expenses, and hides what your Agent actually did. The 🤫 One Card fixes it: one card for everything your Private Agent One buys for you, with the limits you set and a receipt for every move.

One card, not many

All agentic spend in one place

Your Agent stops juggling cards. One 🤫 One Card carries every purchase it makes for you, so the rewards compound and the record is complete.

Scoped by you

Per-agent limits, set by you

Delegate a task and the Agent doing it carries only the limit you grant - a weekly cap, a category, a single purchase. It cannot exceed what you allowed.

A receipt for everything

Consent-gated, fully logged

Every charge is authorized against your rules and written to a transparency log only you can read. No silent spending, no surprises - just a clean trail.

Pause in a tap

You hold the off switch

Freeze the card, pause one Agent, or revoke a limit instantly. Your money answers to one party: you. The Agent is your hands, never your keeper.

How it works

You set the rules. Your Agent stays inside them.

01

Your Agent gets one card to spend on

Instead of scattering your agentic spending across many cards, your Private Agent One uses one 🤫 One Card. Every subscription, purchase, and payment your Agent makes on your behalf runs through it.

02

You set the rules, per agent and per purchase

You decide the limits: how much your Agent can spend, on what, and when it must ask first. Each Agent you delegate to can carry its own scoped limit - never more than you allow.

03

Every move writes a receipt

Each authorization is consent-gated and written to a ledger only you can read (PCHP). You see who spent, on what, and why - and you can pause or revoke any Agent's card in a tap.

04

Rewards, points, and investments in one view

Because it is one card, your rewards and points collect in one place, your expenses organize themselves, and - for Fund A customers - your spending sits next to your portfolio, in one honest picture.

The tiers

From 🤫 Gold to the Founders 1024.

Everyone starts at Gold. Higher tiers unlock richer rewards, family and business profiles, and - at Titanium - the ability to spend against your own Fund A portfolio. The Founders 1024 is a limited-edition cut-metal card for our first founding members.

🤫 Gold

Where everyone starts

The everyday 🤫 One Card. One card your Agent spends on, rewards and receipts in one place. Free to start, no portfolio required.

🤫 Diamond

For the frequent flyer

Higher limits and richer rewards for people whose Agent handles more of daily life - travel, subscriptions, household, and work.

🤫 Platinum

For the household CFO

Family and business profiles on one account, each Agent with its own scoped limits and its own clean expense trail.

🤫 Titanium

For the Fund A customer

Unlocks the portfolio facility - spend against your own U.S. Treasury holdings, with a combined debit and credit line on the same card.

🤫 Founders 1024

Limited edition, cut metal

One of 1024. A limited-edition cut-metal card for our founding members - the first cohort to carry the 🤫 One Card. By invitation.

Tiers, limits, and benefits are in design. Nothing here is an offer of credit; eligibility and terms will be set with our bank and credit partners.

For Fund A customers

Spend against your own portfolio - without selling it.

If 🤫 Technologies & Advisory Services manages a Fund A account or SMA for you, the 🤫 One Card can draw against it: a debit facility against your U.S. Treasury holdings, and a credit line on the same card secured by your portfolio - up to a conservative share of its net value. You spend, your investments stay invested.

Debit against Treasurys

Spend from your own holdings

If you are a Fund A customer, the 🤫 One Card can draw against the U.S. Treasury holdings in your Fund A account or the separately managed account (SMA) that 🤫 Technologies & Advisory Services manages for you - near-cash, held in your name.

Credit on the same card

One card, debit and credit

The same card can carry a credit line secured by your portfolio, so you can spend without selling - up to a share of your portfolio's net value, set conservatively and reviewed as markets move.

Your investments stay invested

Don't sell to spend

Borrowing against a portfolio can let you fund a purchase while your assets stay invested. It is a loan, not free money: interest accrues, and the assets are collateral.

Honest by construction

Not FDIC insured, not a bank

This is a securities-backed facility, not a bank deposit. It carries real risk - a falling portfolio can trigger a maintenance call or a forced sale. We show the terms plainly before you ever opt in.

A securities-backed line is not a bank deposit and is not FDIC insured. Borrowing against investments carries risk: a decline in your portfolio can trigger a maintenance call or a forced sale of your holdings, possibly at a loss and with tax consequences. Advance rates are set conservatively, are not guaranteed, and can change. Advisory services and the lending facility involve different roles and potential conflicts, which we disclose in full before you opt in.

The partners it takes

Honest about who brings this to life.

A card like this is a team effort: a network, a sponsor bank, a card processor, a custodian, and a securities-based lending partner - plus the agentic payment rails that let your Agent transact safely. Here is the map, stated plainly.

Networks

Visa, Mastercard, American Express

The 🤫 One Card is designed to be co-branded on a major network so it works everywhere you already shop. Network partnerships are in pursuit.

Bank & credit partners

Issued with a sponsor bank

A regulated sponsor bank issues the card and holds the banking relationship; we are the program, not the bank. Partner selection is in design.

Portfolio facility

Custody & lending partners

The Fund A facility relies on a custodian for your holdings and a securities-based lending partner for the credit line. In pursuit / in design.

Agentic rails

Built for agents to pay

The card is designed for agent-native payments (Visa Intelligent Commerce, Mastercard Agent Pay, and issuer-for-agents rails) so your Agent can transact safely, within your limits.

Company and network names describe the rails the 🤫 One Card is designed to run on. Bank, network, custody, and lending partnerships are in pursuit / in design. We are not affiliated with, endorsed by, or partnered with any company named until an agreement is signed - and we will say so when one is.

Honest about where we are

In design, built the right way.

The 🤫 One Card is in design. We are working backwards from the customer and lining up the bank, network, custody, and lending partners it needs. We will present a capability as live, or a partnership as signed, only when it truly is. Until then, join the waitlist and we will keep you honestly posted.

Join the waitlist →How we keep it private →
Questions, answered

The 🤫 One Card, plainly.

What is the 🤫 One Card?+

It is the primary card your Private Agent One spends on. Instead of scattering agentic purchases across many cards, your Agent uses one co-branded card - so rewards and points collect in one place, expenses organize themselves, and every charge writes a receipt to a ledger only you can read. It is designed with our banking and credit partners; those partnerships are in pursuit.

Is Hushh a bank? Is my money FDIC insured?+

No. Hushh (HushOne, Inc.) is a financial technology company, not a bank. The 🤫 One Card is designed to be issued by a regulated sponsor bank partner. The Fund A portfolio facility is a securities-backed line, not a bank deposit, and is not FDIC insured. We will describe any capability as live or authorized only when it truly is.

How does spending against my Fund A portfolio work?+

If you are a Fund A customer, the card can draw against the U.S. Treasury holdings in your Fund A account or your separately managed account, and carry a credit line secured by that portfolio up to a conservative share of its net value. This lets you spend without selling your investments. It is a loan: interest accrues, your assets are collateral, and a falling portfolio can trigger a maintenance call or a forced sale. Advance rates are set conservatively and are not guaranteed.

Can my Agent spend without my permission?+

No. You set the rules - a per-agent limit, a category, a single purchase, or a requirement to ask first. Every charge is authorized against your rules and logged to a transparency ledger only you can read. You can pause the card, pause one Agent, or revoke a limit in a tap.

What are the tiers, and what is the Founders 1024 card?+

🤫 Gold is where everyone starts. Diamond, Platinum, and Titanium unlock higher limits, family and business profiles, and - at Titanium - the Fund A portfolio facility. The Founders 1024 is a limited-edition cut-metal card for our first 1024 founding members, by invitation. Tiers and benefits are in design.

Is the 🤫 One Card available today?+

It is in design. We are working backwards from the customer and lining up the bank, network, custody, and lending partners it needs. Bank and network partnerships are in pursuit / in design; we will not present a partnership as signed until it is. Join the waitlist and we will tell you honestly when each piece is live.

One card. One Agent. One honest picture.

The primary card your Private Agent One spends on - rewards, expenses, and, for Fund A customers, your portfolio, all in one place. In design; join the founding cohort.

Join the waitlistHow One handles moneyWhat you can delegate

The 🤫 One Card is in design. Hushh (HushOne, Inc.) is a financial technology company, not a bank; the card is designed to be issued by a regulated sponsor bank partner. The Fund A facility is a securities-backed line, not a bank deposit, and is not FDIC insured. Bank, network, custody, and lending partnerships are in pursuit / in design. Nothing here is an offer of credit or investment advice. One is a product of Hushh Technologies Corporation (brand: 🤫 “hussh”), an independent company. One runs on third-party silicon, systems, and cloud; all company names are used solely to describe the platforms on which One software runs. Hushh Technologies is not affiliated with, endorsed by, sponsored by, or partnered with any company named.

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